The process for borrowers

You can apply for a guarantor loan in a few easy steps with our secure online process.

Simply choose the amount that you wish to borrow and the length of time you want to pay it back using our loan calculator.

Remember, you need a guarantor to successfully receive a loan so please make sure you have found someone suitable before you apply. After that, it's a straightforward process.

Here's how it works…

how much do you want to borrow

Choose a loan

Decide the amount you wish to borrow, how long you want to borrow it for, and whether your potential guarantor is a homeowner or tenant.

secure a guarantor

Secure a guarantor

Make sure you have discussed the loan with your guarantor and that they are happy to support your application.

apply for a guarantor loan


Fill in our simple online form, along with your guarantor, and we'll do the rest.

review your application


There will be a few checks to assess your eligibility. You may be asked to supply some documents; don't worry, this won't affect your credit history.

speak to the lender

Call with the lender

The lender will give you and your guarantor a quick call just to make sure the loan is affordable.

the loan decision


A final check will be carried out and then the lender will let you know if you've been accepted.

Click here for a personal quote